MASGC Project Impacts

Step-by-step guide facilitates participation in the Community Rating System program


Participation in the Community Rating System offers substantial benefits to a community, but navigating the application process for the Program can be somewhat daunting.  Assistance is often needed to complete the process.  


With funding from the Mississippi-Alabama Sea Grant Consortium (MASGC), the Southern Mississippi Planning and Development District developed guidance that communities can use to perform a self‐evaluation before beginning the formal application process. The District’s “Step-by-Step: A Primer for Getting Started in the CRS Community Rating System Program” was reviewed by the Federal Emergency Management Agency and the Mississippi Emergency Management Agency and shared with seven targeted communities along the Mississippi Gulf Coast.


Local governments in coastal Mississippi are now more knowledgeable about how to participate in the Community Rating System. As a result of this outreach effort, one of the targeted communities, Stone County, submitted an application and was accepted into the Community Rating System of the National Flood Insurance Program at a Class 8 rating. Another, Pearl River County, completed a CAV Community Assistance Visit, a prerequisite for acceptance into the CRS Program. Pearl River County entered the CRS in 2012 as a Class 8 rating as well. Both Stone County and Pearl River County receive a 10% discount on flood insurance for Special Flood Hazard Area (SFHA) residents and a 5% discount on their premiums for non-SFHA residents.


Two communities join the Community Rating System program as the result of Mississippi-Alabama Sea Grant outreach efforts. (2014)